Liberty Mutual is one of the most trusted names in pet insurance. Their Pet Insurance product has a long history and a proven track record. Liberty Mutual is an independent insurer that offers policies to meet your pet’s needs while providing them with the peace of mind that they are protected in case of an accident. This insurance company was founded in 1974 and has been dedicated to offering their clients with the best insurance available on the market. There are three different policies offered by Liberty Mutual Insurance, each tailored to fit your dog’s needs.
The Standard Guaranteed Policy is perfect for owners who want to provide their pets with the coverage they need to stay healthy. This particular policy offers standard policies with guarantees up to 90 days in recuperation. If your dog sustains a critical accident, Liberty Mutual will cover all expenses up to the point where your dog is no longer able to do normal activities. This guarantees is a great option for pet owners who want to be confident that they will be compensated if their dog becomes seriously ill or injured.
The Standard Guaranteed Pet Health Insurance policy provides standard coverage for major medical care as well as preventative health care such as vaccinations and routine annual appointments. There is a deductible associated with this policy, and it will increase each year until it reaches the maximum coverage level. Your dog will be covered when he meets with a serious accident or suffers emergency medical treatment at a participating veterinarian. When you choose this policy, you can choose the amount of coverage as well as the type of coverage that is right for your dog. This insurance plan also provides financial reimbursement for veterinarian care paid for by the policy holder.
The Guaranteed Issue or Group Plan is a great option for those dog owners who don’t want to pay for a policy with a deductible. This policy is also good for those who have multiple dogs that need coverage, and who live in a neighborhood where multiple dogs must be insured. Because of its low premium levels this insurance policy is also a good choice for those who want to insure several types of pets.
You should always read the small print of any policy you are thinking about buying, just to make sure that there are no hidden costs that you weren’t told about before you purchase the policy. One example is with Liberty Mutual, where they tell you upfront that there may be a limit on the number of visits your dog can have at one time. They also state that you will need to pay an extra premium if your dog participates in special training or classes. It is important that you check these things out before agreeing to the policy so you know exactly what you will be paying for.
If you need more detailed information on any of their policies just contact their toll free number and speak to a representative. Their qualified agents can help you through every step of getting your pet insured so that you can rest assured knowing that your dog will be taken care of in the best possible manner. Because of the way Liberty Mutual pet insurance policies are designed they are the most affordable and comprehensive. The policies are designed in such a way that you will not have to worry about making any extra payments after the policy has been purchased.